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of statistics and the economic environment that we're in today? >> now, i wish i had an answer to that one. you know, i've said before that there is a highway into poverty today, and there's not even a sidewalk out. and there's very little, once you get there, and you are so there, that can be done to help you at this point in time. because there aren't the jobs, there aren't the resources, there aren't the credit limits that there used to be. so the real key here is, what can you do out there right now to prevent yourself from going into poverty? and i always say that there are three things. three things that if we could just learn to ask ourselves, before we spend a penny. number one, is it a need or a want? obviously, if it's a need, you have to buy it. if it's a want, can you just walk away? you have to get as much pleasure in saving as you do spending. this era of spending, spending, spending has got to go. and last but not least, we all have to get as much pleasu in saving as we do spending. so, you know, it's very interesting. >> suze, what if you're one of those people who's unemployed.
deficits, and also to deal with our trade deficits, and create an environment where the businesses can grow in the united states. the most important thing is we come together with a comprehensive solution, not just working one piece or the other, but a comprehensive solution where we can start to grow the economy again for everybody. >> but the order in which we do things matters. first, raise the debt ceiling, allowing america to pay for its bills that it already racked up. then come up with a longer term plan that could put us back in fiscal good health. america's ability to meet its obligations should not be held hostage to an agreement on spending cuts. >>> retail sales went up by half a percentage in december. cars saw the biggest gain, jumping 1.8% at dealerships. other stores that see sales go up during the holiday season, like clothing and electronics, barely saw gains. while sales are expected to increase in 2013, it is slow going for now. for one thing, americans are getting a little less in their paycheck, now that the payroll tax holiday has ended. and a little less money means
in zimbabwe in a very stressful environment and so my primary driver is fear. my urge is to protect. when i make decisions, my first thought is, how do i protect myself, that is the overwhelm g overwhelmingly largest segment of society driven by fear. next is happiness. next is commitment the reason we wrote the book, people do not think about their emotions. when they make the same mistakes over and over it's because emotions are making a decision when it comes to money. >> i want viewers to go to the website here. this is the quiz to determine your money mind. it is mymoneycode.com here. >> this has to go to honest conversations. >> fascinating. >> honest conversations with an "s." our team took it, most of the team spend money and save money and motivation is fear just like you said. i took the quiz, as well. and the results were 43% fear, 43% happiness. that's how i determined how i spend or how i save. what is that saying. >> a balanced approach. what it says is that you -- that you're very -- it's very unusual, by the way. >> really? >> overwhelmingly, 85% of people have a dominance
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